Payday loans and personal loans online. You can apply for a payday loan up to $1000 in the USA or $1500 in Canada. Personal loans with instant decision up to $100,000. Same day approval. Guaranteed online 24 hours.


Payday Loans

Payday loans with no credit check up to $500. Bad credit accepted. Faxless loans with no paperwork completely online.

Cash Advance

Cash Advance with instant approval. Easy cash advance . Poor credit welcomed. No fax required.

Payday Loans Canada

Canadian payday loans online up to $1500. Get a loan fast and easily from the privacy of your home. No Faxing required.

Low interest payday loans

When in need of cash in emergency situations, most individuals turn to payday loans or cash advance rather than going for traditional loans. This is because they are faster and more convenient. It acts like a cash advance. The direct lender sends the amount borrowed to the borrowers account and collects repayment the same way as soon as next payday has arrived. Obviously, interests and additional fees apply and are also automatically deducted from the borrower’s account. One major disadvantage in applying for online payday loans is that interest rates are not flexible and they tend to alter frequently. A lot of people find themselves in debt when they fail to address their repayment dues. Interests go higher thus building up on debt. Although payday loans are quick and easy, repayment has also a very short time frame. Maximum would be 30 days.

What do I need to apply for a low interest payday loan?

Basic requirement include a valid ID or proof of identity, bank account number (assuming that you own a savings account), and employment details. The information will determine the amount of which you can loan from them.

What’s good about this kind of loans is that it doesn’t matter if you have bad credit. Direct lenders would not take time to research on your credit history and for that reason, application and approval can be very quick compared to that of traditional loan packages. What’s bad about it is that individuals fail to address repayments in full because of interests and additional fees which has not been calculated properly.

How to find out the annual percentage rate (APR) of a low installment payday loan:

It is important to be able to compare interest rates of different direct payday loan lenders. The formula would be as follows: multiply the payday loans fees by the figure of payment deadlines in a year.

Because of the rise of online loans, there are a lot of low interest payday loans available within your reach. Even to self-employed individuals. They have also made it easy for people to access the type of loan they need by providing better navigation in their websites. The only requirement would be a bank statement that can dictate how much you earn in a month’s time.

So when you find yourself in situations that call for an emergency financial backup, note that there are different online loans to choose from that can help you solve your problems. There are advantages and disadvantage for each type of loan. The only way to take this opportunity to your advantage is to make sure that you are able to pay your dues on time. Failure to do so can build up on debts and additional fees which can be more troublesome for you in the future. Each type of payday Loan Company has its own customized maximum payout. You just have to put in mind that larger loan amounts mean larger interests so it is important that you understand how much money you need and be disciplined enough to stick to that amount.

Payday loans are legal in: Alabama (AL), Alaska (AK), California (CA), Colorado (CO), Delaware (DE), Florida (FL), Hawaii (HI), Idaho (ID), Illinois (IL), Indiana (IN), Iowa (IA), Kansas (KS), Kentucky (KY), Louisiana, Michigan (MI), Minnesota (MN), Mississippi (MS), Missouri (MO), Montana (MT), Nebraska (NE), Nevada (NV), New Hampshire (NH), New Mexico (NM), North Dakota, Oklahoma (OK), Oregon (OR), Rhode Island (RI), South Carolina (SC), South Dakota (ND), Tennessee (TN), Texas (TX), Utah (UT), Virginia (VA), Washington (WA), Wisconsin (WI), Wyoming (WY).

Payday loans are illegal in the following states: Arizona (AZ), Arkansas (AR), Connecticut (CT), Georgia (GA), Maine (ME), Maryland (MD), Massachusetts (MA), New Jersey (NJ) New York (NY), North Carolina (NC), Pennsylvania (PA), Vermont (VT), West Virginia (WV), the District of Columbia (DC).

Amounts: $100, $200, $300, $400, $500, $600, $700, $800, $900, $1000